Borrowers Eligibility:

All borrowers must be 62 or older.

Must own Property and occupy as primary residence.

Participate in an information counseling session.

Property must meet FHA property standards.

Maintain home with needed repairs, property taxes and insurance.

Loan Amount Based On:

Age of youngest borrower.

Current interest rate.

Lesser of appraised value or FHA insurance rate.

Orange County Reverse Mortgage - Welcome

Orange County Reverse Mortgages
The reverse mortgage industry is changing rapidly in Irvine, Laguna Beach, Huntington Beach, Costa Mesa, and Newport Beach along with the rest of the OC. It is important that when choosing a reverse mortgage advisor, you look for a professional that specializes in these specialized loans. We make sure to study the industry on a regular basis. We are committed to being dedicated to our borrower not a specifc product or sale. Your reverse mortgage advisor must have the skill level to ask questions that will define what products you should look at and if a reverse mortgage is appropriate for your situation. There are several new reverse mortgage products on the market.